The Prime Minister Shehbaz Sharif Apna Ghar Scheme 2026 – “Ghar Ho Tu Apna” is a major housing initiative launched by the Government of Pakistan to help citizens own affordable homes. Through the official portal www.apnaghar.gov.pk, applicants can complete the Apna Ghar Scheme online registration form, login, and apply for home financing easily.
Wazir-e-Azam Apna Ghar Program 2026 is part of broader housing initiatives like the Mera Ghar Mera Pakistan Scheme, aimed at providing low-cost housing solutions.
PM Apna Ghar Scheme 2026 Apply Online Registration @apnaghar.gov.pk
The Apna Ghar Scheme online registration 2026 is a golden opportunity for families in Pakistan to own their own house. With easy online registration, low markup, and flexible repayment options, the Wazir-e-Azam Apna Ghar Program – “Ghar Ho Tu Apna” is a major step toward affordable housing for all. Apply now through www.apnaghar.gov.pk and turn your dream home into reality.
Www.apnaghar.gov.pk Online Apply
| Feature | Details |
| Scheme | Prime Minister Shehbaz Sharif Apna Ghar Scheme 2026 |
| Apply | Online (www.apnaghar.gov.pk) |
| Eligibility | First-time home buyers |
| Loan | Up to Rs. 10 Million |
| Tenure | Up to 20 Years |
| Markup | 5% (first 10 years) |
| Financing | 90% bank / 10% user |
| Property | 10 Marla / 1500 sq ft |
| Fee | No processing fee |
Apna Ghar Scheme Online Registration 2026
The Apna Ghar Scheme online registration 2026 process is simple and fully digital. Applicants can:
- Create account
- Login to portal
- Fill online registration form
- Apply for home loan
👉 Official Portal: www.apnaghar.gov.pk apply online
Apna Ghar Scheme Online Registration Login
To access the application:
- Visit the official website
- Click on Register (New User)
- Create your account using CNIC and details
- Use your credentials for Apna Ghar Scheme online registration login
How to Fill Apna Ghar Online Registration Form
Follow these steps:
- Create your account (new applicants)
- Log in to your account
- Click on “Apply for Loan”
- Fill out the loan application form
- Submit your application
Apna Ghar Scheme Online Registration Last Date
The Apna Ghar Scheme online registration last date will be officially announced on the portal. Applicants are advised to apply as early as possible to avoid missing the opportunity.
Eligibility Criteria
To apply for the program:
- Must be a Pakistani citizen with valid CNIC
- Must be a first-time home buyer
- Must not own any house or property
PM House Loan Details & Financing
✔ Financing Limit
- Up to Rs. 10 million
✔ Loan Tenure
- Up to 20 years repayment period
✔ Markup Rate
- 5% fixed for first 10 years
- Remaining period at market rate
✔ LTV Ratio
- 90% bank financing
- Only 10% contribution by applicant
Scope of Financing PM Apna Ghar Scheme 2026
Under the scheme, financing is available for:
- Construction of house
- Purchase of house
- Up to 10 Marla house
- Up to 1500 sq ft apartment
PM Apna Ghar Scheme Participating Banks
The program includes:
- Commercial banks
- Islamic banks
- Microfinance banks
- House Building Finance Company Limited (HBFCL)
Processing Charges
- No processing fee
- No prepayment penalty
This makes the scheme affordable and accessible for low- and middle-income families.
Apna Ghar Program Punjab Registration
Residents of Punjab can also apply through the same portal. The Apna Ghar Program online registration form Punjab is available online for all eligible applicants.
Wazir-e-Azam Apna Ghar Program 2026
The Wazir-e-Azam Apna Ghar Program – “Ghar Ho Tu Apna” is Pakistan’s trusted platform for affordable housing. It simplifies complex loan procedures and provides:
- Accurate information
- Easy application process
- Transparent system
The program supports citizens in achieving their dream of owning a home.
FAQs- Wazir-e-Azam Apna Ghar Program 2026
How to Apply For Apna Ghar Scheme Online?
Visit www.apnaghar.gov.pk, create account, login, and submit the application form.
Who is Eligible?
First-time homebuyers with valid CNIC who do not own any property.
What is the Loan Limit?
Up to Rs. 10 million.
Is there Any Processing Fee?
No, there is zero processing fee.