The Apna Ghar Portal Login 2026 is the official gateway for applicants who want to apply for a PM house loan under the Wazir-e-Azam Apna Ghar Program – “Ghar Ho Tu Apna”. Through the portal www.apnaghar.gov.pk, users can register, log in, and submit their loan application online. People from all provinces of Pakistan including Punjab, Sindh, KPK, Balochistan, AJK, Gilgit Baltistan, and FATA can apply online.
This government initiative aims to provide affordable housing finance to low- and middle-income families across Pakistan.
Apna Ghar Scheme Login Portal 2026 For PM House Loan
The Apna Ghar Portal Login 2026 makes it easy for applicants to apply for house loans under the Wazir-e-Azam Apna Ghar Program. With simple online steps, affordable financing, and government support, this program is a great opportunity to own your dream home. Visit www.apnaghar.gov.pk today, complete your login, and start your application process.
Apna Ghar Scheme Portal Login 2026 For House Loan
The Wazir-e-Azam Apna Ghar Program is part of national housing efforts like the Mera Ghar Mera Pakistan, designed to make home ownership easier through low-interest loans and simple procedures.
Apna Ghar Portal Login 2026
To access your account on the Apna Ghar portal:
- Visit the official website: www.apnaghar.gov.pk
- Click on the Login button
- Enter your CNIC / Email and Password
- Click Sign In to access your dashboard
If you are a new user, you must first create an account.
How to Register on Apna Ghar Apna Ghar Scheme Portal
Follow these steps for Apna Ghar Portal Registration 2026:
- Go to the official website
- Click on Register / Sign Up
- Enter your CNIC, mobile number, and details
- Create a secure password
- Submit the registration form
After registration, you can proceed with the login process.
Apply For PM House Loan Online
Once logged in:
- Click on “Apply for Loan”
- Fill out the complete application form
- Provide personal, financial, and property details
- Upload required documents
- Submit your application
Eligibility Criteria Apna Ghar Scheme
To apply for a loan:
- Must be a Pakistani citizen with valid CNIC
- Must be a first-time home buyer
- Must not own any house or property
Here is your Table 2 (Loan Features & Financing Scope):
PM House Loan Features & Benefits
| Feature | Details |
|---|---|
| Loan Amount | Up to Rs. 10 Million |
| Loan Tenure | Up to 20 Years |
| Markup Rate | 5% (first 10 years) |
| Financing Ratio | 90% Bank / 10% Applicant |
| Processing Fee | No Fee |
| Prepayment | No Penalty |
Financing Scope PM 10 Marla House Loan
| Category | Details |
|---|---|
| Construction | House construction allowed |
| Purchase | Ready house purchase |
| Property Size | Up to 10 Marla house |
| Apartment | Up to 1500 sq ft flat |
Contact Us
| Detail | Information |
|---|---|
| Location | Islamabad, Pakistan |
| Helpline | 111-742-111 |
| info@pha.gov.pk |