How to Apply Apna Ghar Scheme Get 1 Crore House Loan Online

Published by PM Staff

How to Apply Apna Ghar Scheme Get 1 Crore House Loan Online

“Ghar Ho Tu Apna” | apnaghar.gov.pk. To apply online for the Prime Minister Shehbaz Sharif Apna Ghar Scheme, visit the official website apnaghar.gov.pk and create your account using your CNIC, mobile number, and email. After Apna Ghar Scheme registration, log in and fill out the application form by entering your personal details, income information, and loan requirement (up to 1 crore).

How to Apply Apna Ghar Scheme Get 1 Crore House Loan Online

Upload required documents like your CNIC and proof of income, then submit the application. You can track your status online, and if approved, the Shehbaz Sharif house loan will be processed through partner banks for easy monthly installments.

Shehbaz Sharif Apna Ghar Program Registration Process 

  • 💰 Maximum Loan Amount: Up to PKR 10 Million (1 Crore)
  • 📉 Markup Rate: Around 5% (subsidized for first 10 years)
  • Loan Tenure: Up to 20 years
  • 🏡 Purpose of Loan:
    • Buy a house
    • Construct a house
    • Purchase a plot and build
  • 📊 Loan Coverage: Up to 90% (10% applicant contribution)

Eligibility Criteria Shehbaz Sharif 1 Crore Loan Scheme

To apply for this scheme, you must:

  • Be a Pakistani citizen with a valid CNIC
  • Be a first-time home buyer
  • Not own any house or property
  • Have a stable source of income (salary or business)
  • Typically be between 25 to 60 years of age

Required Documents 1 Crore Loan Scheme

  • CNIC (Computerized National Identity Card)
  • Proof of income (salary slip or bank statement)
  • Passport-size photographs
  • Property or plot documents (if applicable)
  • Business proof (for self-employed applicants)

How to Apply Online Apna Ghar Program (Step-by-Step)

Step 1: Visit Official Website

Go to: apnaghar.gov.pk

Step 2: Create an Account

  • Click on “Register”
  • Enter your name, mobile number, and email
  • Set a password
  • Complete registration

Step 3: Login to Your Account

  • Use your CNIC and password
  • Enter captcha code

Step 4: Fill Out Application Form

Provide:

  • Personal information
  • Residential details
  • Income details
  • Loan requirement

Step 5: Upload Documents

Upload scanned copies of:

  • CNIC
  • Income proof
  • Supporting documents

Step 6: Submit Application

  • Review all details carefully
  • Click “Submit”

Step 7: Track Application Status

  • Log in to your dashboard
  • Check status: Pending / Approved / Rejected

🏦 Participating Banks

You can get financing through major banks such as:

  • HBL
  • UBL
  • Meezan Bank
  • National Bank of Pakistan
  • Bank Alfalah

📞 Contact Information

  • 📍 Islamabad: Shaheed-e-Millat Secretariat
  • ☎️ Helpline: 111-742-111
  • 📧 Email: info@pha.gov.pk

Apna Ghar Program Online Registration

The Apna Ghar Program is a great opportunity for people in Pakistan who dream of owning a home. With affordable installments and government support, turning that dream into reality is now more achievable than ever.

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