The Mera Ghar Mera Ashiana Scheme 2026, also known as Mera Pakistan Mera Ghar, is a flagship housing initiative by the Government of Pakistan. It offers subsidized home loans to help first-time homeowners buy or construct their own house. Applicants can easily complete the Mera Ghar Mera Ashiana Scheme online apply process through the official Apna Ghar portal.
Mera Ghar Mera Ashiana Scheme 2026 Registration Online Apply
The Mera Ghar Mera Ashiana Scheme 2026 is a golden opportunity for Pakistani citizens to own their dream home. With easy online application, subsidized markup, and flexible installment plans, the scheme makes home ownership more accessible. Apply now through the Apna Ghar portal or participating banks and take the first step toward your own home.
Mera Ghar Mera Ashiana Scheme 2026 Apply Online
| 🏠 Field | 📄 Information |
|---|---|
| Title | Mera Ghar Mera Ashiana Scheme 2026 |
| Scheme Name | Mera Ghar Mera Ashiana Scheme |
| Last Date | 15 May 2026 |
| Online Apply | www.apnaghar.gov.pk |
| Official Website | www.apnaghar.gov.pk |
| Key Highlights | Loan up to PKR 10M, 20-year tenure, 5% markup (first 10 years), 90% financing |
Mera Ghar Mera Ashiana 2026 Apply Online
The Mera Ghar Mera Ashiana Scheme aims to provide affordable housing finance for low- and middle-income families.
Under this scheme, citizens can:
- Buy a house
- Construct a new home
- Purchase a flat
This program supports housing units up to:
- 10 Marla house
- 1500 sq. ft. apartment
Mera Pakistan Mera Ghar Online Apply 2026
The Mera Pakistan Mera Ghar online apply 2026 process is simple:
- Visit the Apna Ghar portal (www.apnaghar.gov.pk)
- Create your account
- Login to the portal
- Fill out the application form
- Submit your loan request
Mera Ghar Mera Ashiana Scheme Application Form
The application form requires:
- Personal details (CNIC, name, contact)
- Income information
- Property details
- Bank selection
Applicants must ensure all details are correct before submission.
Eligibility Criteria Mera Ghar Mera Ashiana
To apply for the scheme:
- Must be a Pakistani citizen with valid CNIC
- Must be a first-time homeowner
- Must not own any house/property
Mera Ghar Mera Ashiana Loan Features & Details
| Feature | Details |
|---|---|
| Loan Amount | Up to PKR 10 Million |
| Loan Tenure | Up to 20 Years |
| Markup Rate | Subsidized (first 10 years) |
| LTV Ratio | 90% Loan / 10% Applicant |
| Purpose | Construction / Purchase |
Participating Banks Mera Ghar Mera Ashiana
Applicants can apply through multiple banks, including:
- Askari Bank
- Meezan Bank
- United Bank Limited (UBL)
These banks process applications and provide financing under the scheme.
Mera Ghar Mera Ashiana Calculator
The Mera Ghar Mera Ashiana calculator helps applicants:
- Estimate monthly installments
- Calculate loan affordability
- Plan repayment easily
It is available on banking portals or official platforms.
Mera Ghar Mera Ashiana Last Date to Apply
The Mera Ghar Mera Ashiana Scheme online apply last date is not fixed and depends on government announcements. Applicants should apply as early as possible.
Installment Plan Mera Ghar Mera Ashiana
The Mera Ghar Mera Ashiana installment plan is designed to be affordable:
- Long-term repayment (up to 20 years)
- Low markup for initial 10 years
- Easy monthly installments